Enhancing Financial Competency through Practical Exposure: A Report on Technical Skill Development during Internship at Citizen Investment Trust (CIT)

Abstract

The Citizen Investment Trust (CIT) is a specialized financial institution established in Nepal in 1991 under the Citizen Investment Trust Act. Its primary goal is to mobilize public savings and promote productive investment across the country. Over the years, CIT has played a vital role in strengthening Nepal’s financial system and encouraging a culture of long-term savings and investment.
CIT offers a wide range of financial products and services, including savings schemes, pension funds, insurance-linked plans, and investment programs for individuals and institutions.these programs are designed to enhance financial security and social welfare while contributing to the national economy.
A key strength of CIT is its diversified investment portfolio, which includes fixedincome securities, equities, and government bonds. Through sound fund management and a balanced risk-return approach, CIT ensures steady returns for its clients while supporting the growth of Nepal’s capital market.
Known for its transparency, innovation, and reliability, CIT continuously improves its services to meet the evolving financial needs of the public. As Nepal’s financial landscape develops, CIT remains a cornerstone institution, helping to build a stable, inclusive, and forward-looking economy.

Keywords: Capital market, Inclusive economy, Pension funds, Fixed income securities, Government bonds

ดร.ศรีสุดา จงสิทธิผล – Dr. Srisuda Chongsithiphol, บธ.บ. การเงินและการลงทุน (หลักสูตรนานาชาติ) – B.B.A. Finance and Investment (International Program), บริหารธุรกิจ (Business Administration), บริหารธุรกิจบัณฑิต สาขาวิชาการเงินและการลงทุน (หลักสูตรนานาชาติ) – Bachelor of Business Administration Program in Finance and Investment (International Program), 2/2567 (2024)