SACCOS and Loan Clients: Periodical Growth of SACCOS and its Socioeconomic Import on Loan Clients

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Project Title: SACCOS and Loan Clients: Periodical Growth of SACCOS and its Socioeconomic Import on Loan Clients
Author: Ms. Sunaina Shakya
Advisor: Asst. Prof. Dr. Rathavoot Ruthankoon
Degree: Bachelor of Business Administration (International Program)
Major: Finance and Marketing
Faculty: Business Administration
Semester / Academic year: 2/2017

Citation

Shakya, Sunaina. (2017). SACCOS and Loan Clients: Periodical Growth of SACCOS and its Socioeconomic Import on Loan Clients. (Cooperative Education). Bangkok: Siam University.


Abstract

This internship is conducted at Mercy Corps, Nepal which is a global, non-governmental humanitarian relief and development agency that exists to alleviate suffering, poverty and oppression by helping people to build secure, productive and just communities. Chief objective of this study is to ascertain the progress brought up by ERP intervention in SACCOS and their loan clients. To discovery the situation of the loan clients a survey was conducted on a sample of 73 loan clients. To find the situation of the SACOOS, financial and nonfinancial assessment was conducted, using PESOS and graded questionnaire respectively, on four SACCOS which were taken as sample. The sample for both the loan client survey and SACCOS assessment are taken from Dolakha and Sindhupalchowk district of Nepal. The data has been analyzed by using descriptive statistics, correlation and regression analysis. Hypothesis have been developed to know the impact of ERP intervention on the SACCOS and their loan clients. The results show that there has been positive impact of ERP intervention on both SACCOS and their loan clients. The SACCOS are conducting their activities more effectively and efficiently now as compared to before the intervention. Similarly, the loan clients are more conscious of their financial situation and decision making in their household as compared to before the intervention.

Keywords:  ERP intervention, SACCOS, loan clients.


SACCOS and Loan Clients: Periodical Growth of SACCOS and its Socioeconomic Import on Loan Clients

Faculty of Business Administration, Siam University, Bangkok, Thailand

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