The Impact of Mobile Payments on Commercial Banks in China

Last modified: January 5, 2021
Estimated reading time: 1 min
Project Title: The Impact of Mobile Payments on Commercial Banks in China
Author: Mr. Huang LiangXu
Advisor: Dr. Tanakorn Limsarun
Degree: Master of Business Administration (International Program)
Major: Human Capital Management
Faculty: Graduate Schools
Academic year: 2020


Conference Proceedings
National and International Academic Conference “Innovation and Management for Sustainability” 9-10 July 2020


Huang, LiangXu. (2020). The impact of mobile payments on commercial banks in China. (Independent study, Master of Business Administration). Bangkok: Siam University.


China’s mobile payment industry has developed rapidly, and more and more mobile payment companies have appeared in the Chinese market, such as Alipay and WeChat. They began to enter the lives of the Chinese people, gradually affecting people’s living habits. With the development of mobile payment, it is infiltrating into more and more industries, including intermediary businesses, deposit businesses and credit businesses of commercial banks. The threats to commercial banks are increasingly increasing. If commercial banks cannot attract enough attention, then the business of commercial banks will face a huge impact, and will even be eliminated by the times. Studying the impact of mobile payments on commercial banks can help them actively respond to the impacts and challenges brought by the development of mobile payments, thereby laying a solid foundation for the stable development of banks.

Keywords: Mobile payment, Alipay, Commercial banks.

The Impact of Mobile Payments on Commercial Banks in China

Master of Business Administration (International Program), Siam University, Bangkok, Thailand


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